If a prosen does not have much crdeit card debt, will filing bankruptcy benefit them?I have a friend who is considering bankruptcy because she got behind on her house note due to being laid off. Though she had 3 months of bill money saved to pay bills during lay off times, this lay off was almost triple that time leaving her with 6 months of bills that she could not pay at that time. She was able to keep utilities, phone and car notes paid with unemployment and was also able to defer student loans so that they would not go into default. However, her house notes were too high to keep up. She works a job where lay offs are common so this happened about a year and a half ago as well and she got a few months behind on her house note. She worked with the mortgage company to get back on track. But now she is off track again due to extended layoffs.She is working again but feels like she is drowning from the house note.Would bankruptcy benefit? Will she loose her home if she file? http://akhqko.com [url=http://oqdimahdkmq.com]oqdimahdkmq[/url] [link=http://yefptvkk.com]yefptvkk[/link]